Will filing for bankruptcy in Orange Park Florida affect my credit?

One of the first questions new clients ask me as a Orange Park Bankruptcy Attorney is if filing for bankruptcy will negatively affect their credit. There is no completely clear answer to this question, but I tend to lean towards yes, it will affect your credit.

A bankruptcy will appear on an individual’s credit report for ten years. However, the odds of obtaining credit after a bankruptcy discharge are very good. In fact, some credit card companies target individuals right after a bankruptcy discharge because the credit card companies know they have a clean slate.

To learn more about bankruptcy and the possible effects on your credit contact an Orange Park Bankruptcy Attorney today to schedule a free consultation.