Articles Posted in Chapter 13

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Under a Chapter 13 bankruptcy, you cannot incur new debt without permission of the trustee or the court. Your Jacksonville bankruptcy attorney can do this by submitting a Request to Incur New Debt with the trustee of your case. If the trustee signs off on the request, you can buy the vehicle. The trustee should approve the request unless he or she decides that you cannot afford the new payment. If the trustee denies request, your Jacksonville bankruptcy attorney will file the Request to Incur New Debt with the court and ask the judge to override the trustee’s denial. This dictates whether you can buy the car or not. If neither the judge nor the trustee will approve the Request to Incur New Debt that your Jacksonville Bankruptcy attorney files, you cannot purchase the vehicle. If you disobey the order and enter into a contract to purchase the vehicle, the Court can sanction you or dismiss your case.

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house on fire.jpgAccording to Davidson County Sheriff David Grice, a Denton, NC man facing foreclosure hired a Virginia man to burn his house in order to collect the insurance money. The fire occurred on August 16 and fire investigators became suspicious of foul play when they learned that a flammable liquid had been used to start the fire. During the course of their investigation, police and fire officials were able to determine that the homeowner hired the other man to burn his home down before the bank repossessed it.

Police have arrested and charged the Virginia man with second-degree arson and homeowner has been charged with conspiracy to commit arson and conspiracy to commit insurance fraud. The home owner’s mother, who drove the Virginia man to the home in order to start the fire, has also been charged with conspiracy to commit insurance fraud for her role in the episode.

This is not the most effective way for homeowners to avoid a foreclosure lawsuit. If you are facing a Florida Foreclosure Lawsuit

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