When someone files a Chapter 13 bankruptcy, they must repay some of their debts over a three to five year time period. These payments are dictated by a Plan that is filed with and confirmed by the court. The Plan is based on your income and your debts. If you get married two years into your Plan payments, the marriage might affect your bankruptcy. You might have to count the new income in your bankruptcy. Your new spouse will not be liable for your old debts and the bankruptcy will not appear on their credit report. However, your Plan payment amount might change.
Every circumstance is different. Contact a Clay County bankruptcy attorney today to determine if your upcoming nuptials will impact the amount you must pay your creditors through your Chapter 13 Plan.