Is There a Way To Get Student Loans Discharged in Bankruptcy?

Yes, there is, but it is extremely difficult and rare. Student loans are classified as non-dischargeable debt, meaning that they are still due even after filing bankruptcy. However, there is a way to get the court to discharge them: prove undo hardship. To do this, you must convince the court that you cannot maintain a minimum standard of living and also repay your student loans at the same time, your current bad financial situation is extremely likely to continue, and that you have made an honest effort to pay off the student loans. Although this is theoretically possible, it is very rarely granted by the court. A court might consider this route if you are permanently and totally disabled.

If you have questions about whether your situation might warrant a student loan debt discharge, contact a Florida bankruptcy attorney to discuss your case.